Welcome to Constitution Mortgage/BCI Financial!

The Constitution Mortgage/BCI Financial Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in Connecticut. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help make your dreams come true.

At Constitution Mortgage/BCI Financial, we have over 30 years of experience in serving mortgage borrowers. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. 

Local news and Community Events:
Cheshire Connecticut has been rated in Money Magazines Top 100 places to live.  Contact Constitution Mortgage, your local mortgage company,  to represent you.

 Help for America’s Homeowners - Home Affordable Refinance Program (HARP)
If you're not behind on your mortgage payments but have been unable to get traditional refinancing because the value of your home has declined, you may be eligible to refinance through the Home Affordable Refinance Program (HARP). 

HARP is designed to help you get a new, more affordable, more stable mortgage. HARP refinance loans require a loan application and underwriting process, and refinance fees will apply.  Click here to read more.

For More Information on the HARP Refinancing Program in Connecticut, contact one of our loan officers: Ken Penfield, Kevin Luddy, Sue Rubino, or Brian Turley to review your loan. 

The Home Affordable Refinance Program (HARP) website at www.makinghomeaffordable.gov also has detailed information on this updated Federal program.

Customer Testimonials
"Easier than expected and very happy with our new payment.  Would not have been able to do it without Sue making it easy for us.  Will pass your name on to anyone looking for a mortgage."  Dan & Kathleen S.  

"Ken and Gail were both great, courteous and professional.  They kept us informed always and had much patience as well.  A great team.   Thank You !"
Michael G.

"Brian Turley was excellent, courteous, knowledgeable and well versed in the product."
Ruth S.

"Sue Rubino was a pleasure to work with.   She provided excellent service."
Kevin G.

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Trusted. Experienced. Secure.